Apple Pay is lastly in M’sia, so I instantly Apple Paid for lunch. This is the way it went.


iPhone customers, rejoice! Apple Pay has lastly made its manner onto Malaysian shores.

As a loyal iPhone consumer myself, I clearly needed to attempt it out the second I received the information that it was operational. Opening up the Pockets app, preinstalled on my cellphone, I used to be greeted by a display that claims “Get Began With Apple Pay”.

Nonetheless, the minor trouble I’d quickly face would dampen my pleasure a little bit.

For some purpose, after I entered my card particulars, the one manner I may confirm my card can be to name my financial institution, Maybank. I don’t thoughts calling them, however my colleagues shared that they’d extra verification choices, together with by way of a easy textual content message.

I ended up ready for round half-hour whereas being on maintain, till I lastly received to speak to somebody who was decidedly not an automatic or pre-recorded message.  

My card verification choices (left) didn’t embrace textual content message

I used to be pleasantly stunned although at how knowledgeable the cellphone operator was relating to Apple Pay, contemplating the way it had simply launched. She requested for my title, my card quantity, and my checking account quantity.

Curiously, she additionally requested for what mannequin of iPhone I used to be utilizing (a 12 Professional), and what title it was below (Claudia’s iPhone).

Only a few brief minutes later, she knowledgeable me the verification was achieved, and lo and behold, I instantly acquired notifications from my pockets in addition to from Maybank relating to the success of the verification.

Apple Pay additionally works on the Apple Watch, however requires a separate set-up much like the cellphone’s

Out of the six iPhone customers in our workplace (together with myself), solely two of us couldn’t entry the textual content message verification function.

So, I requested the operator why my colleagues may confirm their playing cards over textual content, and he or she advised me it was simply one thing to do with Apple Pay’s system.

Not fairly the reply I hoped for, however not less than we may transfer onto the enjoyable half now.

Right here’s the way it works

These extra aware of Samsung Pay can be glad to know that Apple Pay primarily works the identical, by utilizing the cellphone’s Close to Discipline Communication (NFC) know-how.

Thus, it ought to work similar to contactless funds or payWave, which means any institution that takes payWave would have the ability to settle for Apple Pay.

The one awkward half was having to drag down my masks for the Face ID

I activated my Apple Pay simply earlier than lunchtime, so we determined what higher strategy to check it out than throughout lunch? Over to McDonald’s we went, and after inserting our orders on the kiosk, we chosen the choice to pay with a credit score or debit card.

I opened up the Pockets app on my iPhone and it instantly recognised that I used to be by a card reader because the message “double-click to pay” popped up.

Double-clicking the ability button principally prompts Face ID, so I needed to shortly decrease my masks to confirm my id.

Once I introduced it in direction of my face, it alerted me to deliver it nearer to the reader. As soon as I did that, the fee instantly went by way of.

The whole lot occurred so shortly it was even robust for us to snap photos of every step within the course of. Curiously, I didn’t even must press my cellphone flat or near the reader for the transaction to occur shortly and seamlessly.

Based mostly on my colleague’s expertise with Samsung Pay, I do know she’s struggled up to now to get her digital pockets learn.

Nonetheless, which may be simply because of the kind of cellphone she has (Samsung Galaxy Flip3), and we’ve not but examined this out with an unfoldable Samsung cellphone to substantiate something.

All in all, Apple Pay was actually so simple as utilizing a card, however possibly with an additional step in the best way. Nonetheless, it’s extra handy than QR pay in my view.

After making the fee, I received a notification from each Maybank and Pockets concerning the buy.

One other contactless fee choice

Initially launched in October 2014 within the US, Apple Pay’s introduction in Malaysia has been a very long time coming.

Virtually eight years since its inception, Apple Pay now joins a slew of many different methods to pay in Malaysia.

I’m wondering if the adoption charge can be excessive, although, contemplating the truth that e-wallets corresponding to Contact ‘n Go eWallet, GrabPay, and even airasia pocket are providing different rewards that make utilizing the apps extra useful.  

Apple Pay features by way of NFC know-how

Regardless, it’s higher late than by no means with Apple Pay. Not less than Malaysia is barely the second nation in Southeast Asia to get Apple Pay (no prizes for individuals who can guess who the primary is…).  

Proper now, there are three banks in Malaysia whose playing cards are supported on Apple Pay—Maybank, Ambank, and Commonplace Chartered. Curiously, Apple Pay in Malaysia nonetheless doesn’t help American Categorical playing cards, as identified by considered one of my colleagues.

In any case, it’s a pleasant choice to have if I select to forgo bringing my purse and haven’t topped up my e-wallet steadiness.

  • Study extra about Apple Pay right here.
  • Learn different articles we’ve written about fintech right here.

All picture credit: Vulcan Submit

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iPhone customers, rejoice! Apple Pay has lastly made its manner onto Malaysian shores. As a loyal iPhone consumer myself, I clearly needed to attempt it out the second I received the information that it was operational. Opening up the Pockets app, preinstalled on my cellphone, I used to be greeted by a display that claims…